A Credit Score of 700 or above is generally preferred by most banks and NBFCs for personal and business loans. A score of 750+ gives you access to better interest rates and higher loan amounts. Our team can also guide you on improving your score before applying.

With complete documentation, many lenders approve and disburse loans within 24 to 72 hours. Timelines may vary depending on the lender, loan type, and individual applicant profile.

Basic documents typically include Aadhaar card, PAN card, last 3 months salary slips (for salaried), last 6 months bank statements, and address proof. Self-employed applicants may also need ITR and business proof. Our team guides you on the exact documents based on your loan type.

Yes, both salaried and self-employed individuals can apply through KreditSeva. We work with lenders who offer tailored loan products for business owners, freelancers, and self-employed professionals.

Personal loans are available up to ₹25 Lakhs and business loans up to ₹50 Lakhs depending on your eligibility, income, credit score, and lender terms. Our team helps you find the best offer for your profile.

Yes, we take data privacy seriously. All information shared on our platform is encrypted and handled securely. Your details are only used to assist you with your loan application and are never sold to third parties.

KreditSeva has associations with 15+ leading banks and NBFCs including HDFC Bank, ICICI Bank, SBI, Axis Bank, Kotak Mahindra Bank, Bajaj Finserv, and more — helping you access competitive loan offers from trusted financial institutions.